February 20, 2020
AgencyDo Self-Employed People Need Workers Compensation Insurance?
Workers compensation insurance refers to a form of coverage that provides employees who have been injured on the job with wage replacement and financial assistance for medical costs. In exchange for the medical benefits and wage replacement, the employee gives up their right to claim negligence and sue their employer. Here’s more about whether self-employed […]
January 20, 2020
AgencyWhat Is General Liability?
We hear the term general liability, we likely think it refers to general liability insurance. We know we need this coverage if we want to run a successful business. But what exactly is general liability? Liability is a term that refers to being responsible for something, particularly in legal matters. It has a second meaning […]
November 19, 2019
AgencyIs BOP Insurance Good When You Travel To Your Customers?
Do you travel to customer locations, instead of having a shop where customers come to you? BOP insurance can give you most of the coverage you need. But you may still need to look at other types of insurance. What Are the Risks When You Travel To A Customer Location? When you travel to a […]
October 14, 2019
AgencyReducing Workers Compensation Claims At Your Retail Location
Retail property owners have a wide range of opportunities available to them to reduce workers compensation claims. In any setting, it is wise for companies to be proactive, looking for ways to reduce claims to save money. Yet, it’s not always simple. You run a busy location, and mistakes happen. How can you work to […]
September 17, 2019
AgencyWhy Your Plumbing Startup Needs General Liability Insurance
Imagine an accident involving a pipe that breaks open in a client’s home, damaging flooring, electronics, and drywall. If you are the plumber on the job, it may be your responsibility to cover those losses. With the right type of general liability insurance, you can do just that. If you are starting your own plumbing […]
August 26, 2019
AgencyWhen Can You Buy Fleet Coverage?
The term “fleet” implies ownership of dozens of vehicles, perhaps all with your company’s logo on them. That’s not always the right depiction, though. Fleets can vary considerably. Still, if your business owns multiple vehicles, it may be possible to purchase fleet coverage. This is a form of commercial auto insurance that covers your vehicles […]
July 15, 2019
AgencyWhat Business Interruption Insurance Covers
Business Owners Policies, or BOPs, are business insurance coverages that package several types of insurance into one place. These are usually the most-essential types of coverage that a small business could use. One of these usually is business interruption insurance. It’s there to help you in the event you have to temporarily close the business. […]
June 19, 2019
AgencyWhat Are Occupational Illnesses Workers Compensation Covers?
Workers compensation insurance is a powerful tool to protect your business from loss. In every type of business, there is the risk that an employee will suffer some type of injury. When this occurs, that individual may suffer long-term loss or a serious health risk. Your policy offers protection when such injuries or health risks […]
May 23, 2019
AgencyLegal Costs In Your CGL Insurance
Liabilities in your business equal cost risks. That’s because your actions could cause someone else a personal loss. That personal loss could thus equal time and money lost as well. If the affected party feels they did not deserve these extra costs, they might hold your business responsible. They might even decide to sue you […]
April 19, 2019
AgencyCoverage After a Driver Is In An Alcohol-Related Accident
Your drivers are a representation of your company. Many companies find it difficult to locate experienced drivers, though. In some cases, you may hire someone that puts your company at risk. If this happens, you should have protection. Your commercial auto insurance policy covers your business. It helps protect you from the actions of your […]