Flood Insurance

Serving Texas Residents Since 1999

Flood Insurance for Residents Throughout Texas

In recent years, flooding has grown to be a serious issue across the United States. Texas has suffered a massive amount of floods due to storms and rainfall, causing thousands of dollars in damage each year. Paying for that damage out of pocket is difficult and often impossible, which is why flood insurance is crucial for property owned and homeowners alike.

Consolidated Insurance Markets represents Nationwide Insurance with excellent customer service, attention to detail and competitive pricing. We work to create genuine connections with each and every client through honesty and hard work. Our insurance professionals will help you protect your assets with a policy tailored specifically for your insurance needs.

What Does Flood Insurance Cover?

Some property owners and homeowners may be surprised to discover that natural flooding isn’t covered under a basic property or home insurance policy. To cover damages to your home and personal belongings, you will need an additional flood insurance policy.

Flood insurance can be purchased individually but is more often an addition to a property insurance policy.

Keep in mind that flood insurance is not the same as Sewer and Water Damage. Water damage caused by your sewage system may not be covered under flood insurance unless caused directly by a natural flood. Be sure to speak with an insurance agent about how much flood insurance your home needs.

How Does Flood Insurance Work?

Flood insurance is a policy that you can add to cover your home or rented property. When it comes time to file a claim, call your insurance agent. Once it is approved, you must pay your deductible as agreed upon by your policy before receiving compensation for items lost. Once a claim is filed, an underwriter from the agency will investigate the claim and provide compensation once the claim is approved.

Common Flood Insurance Questions

How Much Flood Insurance Do I Need?

Your flood insurance needs may vary depending on the value of the home and items you wish to insure. Speak with an insurance agent from Consolidated Insurance Markets to discuss protecting your assets with the right flood insurance policy.

How Much Flood Insurance Coverage is Required?

Flood insurance isn’t generally required by state or federal law. If you live in an area with a high rate of floods, however, you will be heavily recommended to carry flood insurance.