March 10, 2020
AgencyReady To Upgrade Your General Liability Policy?
Moving into a bigger building? Opening a second location? Launching a new product or service? Hiring more staff? Landing more clients? If your business is expanding in any meaningful way, it’s time to consider upgrading your general liability insurance. General Liability Insurance Form All you need to do is contact your insurance agent and let […]
February 20, 2020
AgencyDo Self-Employed People Need Workers Compensation Insurance?
Workers compensation insurance refers to a form of coverage that provides employees who have been injured on the job with wage replacement and financial assistance for medical costs. In exchange for the medical benefits and wage replacement, the employee gives up their right to claim negligence and sue their employer. Here’s more about whether self-employed […]
January 20, 2020
AgencyWhat Is General Liability?
We hear the term general liability, we likely think it refers to general liability insurance. We know we need this coverage if we want to run a successful business. But what exactly is general liability? Liability is a term that refers to being responsible for something, particularly in legal matters. It has a second meaning […]
December 18, 2019
AgencyWhen Does Your Personal Vehicle Become A Commercial Auto?
In order to ensure adequate protection, you need to figure out whether your car is a personal vehicle, or a commercial vehicle. While the line may be hazy, there are a few key points that insurance companies will cite to classify a car as a commercial auto: You use your car to pick up work […]
November 19, 2019
AgencyIs BOP Insurance Good When You Travel To Your Customers?
Do you travel to customer locations, instead of having a shop where customers come to you? BOP insurance can give you most of the coverage you need. But you may still need to look at other types of insurance. What Are the Risks When You Travel To A Customer Location? When you travel to a […]
October 14, 2019
AgencyReducing Workers Compensation Claims At Your Retail Location
Retail property owners have a wide range of opportunities available to them to reduce workers compensation claims. In any setting, it is wise for companies to be proactive, looking for ways to reduce claims to save money. Yet, it’s not always simple. You run a busy location, and mistakes happen. How can you work to […]
September 17, 2019
AgencyWhy Your Plumbing Startup Needs General Liability Insurance
Imagine an accident involving a pipe that breaks open in a client’s home, damaging flooring, electronics, and drywall. If you are the plumber on the job, it may be your responsibility to cover those losses. With the right type of general liability insurance, you can do just that. If you are starting your own plumbing […]
August 26, 2019
AgencyWhen Can You Buy Fleet Coverage?
The term “fleet” implies ownership of dozens of vehicles, perhaps all with your company’s logo on them. That’s not always the right depiction, though. Fleets can vary considerably. Still, if your business owns multiple vehicles, it may be possible to purchase fleet coverage. This is a form of commercial auto insurance that covers your vehicles […]
July 15, 2019
AgencyWhat Business Interruption Insurance Covers
Business Owners Policies, or BOPs, are business insurance coverages that package several types of insurance into one place. These are usually the most-essential types of coverage that a small business could use. One of these usually is business interruption insurance. It’s there to help you in the event you have to temporarily close the business. […]
June 19, 2019
AgencyWhat Are Occupational Illnesses Workers Compensation Covers?
Workers compensation insurance is a powerful tool to protect your business from loss. In every type of business, there is the risk that an employee will suffer some type of injury. When this occurs, that individual may suffer long-term loss or a serious health risk. Your policy offers protection when such injuries or health risks […]