September 23, 2020
AgencyChoosing General Liability Insurance Limits for Your Business
When buying business insurance, you’ll have to count general liability insurance among the essential coverage to add to your portfolio. This coverage will make sure your business can compensate others when their losses are your fault. However, you must have general liability insurance that is appropriate for your business’s operations. What factors should you consider […]
August 5, 2020
AgencyIs It Expensive to Insure Commercial Vehicles?
A lot of businesses own or use vehicles to transport equipment, travel between locations and complete other work-related activities. Unique insurance is needed for these vehicles, which can make money-conscious businessowners nervous. Thankfully, commercial auto insurance for work vehicles isn’t always expensive. You could pay as low as $600 a year to insure a single […]
June 17, 2020
Agency4 Advantages of Workers Compensation Insurance
Employers are legally responsible for providing Workers Compensation‘ in most states. This falls back to your responsibility for the safety of your employees in the workplace. However, you may not be aware of the advantages of workers’ compensation insurance for employers. Let’s take a closer look at the extended benefits of buying this coverage. […]
May 22, 2020
AgencyCan Your Employees Get You Sued?
When you own a business, you don’t just need general liability insurance for your own actions. It also protects you from what your employees do. Here’s how. Can You Get Sued For What Your Employees Do? When you own a business, anything your employees do while working is something that you did, as far as […]
April 2, 2020
AgencyWays to Get the Most from Your Business Owners Policy
A business owners policy (BOP) is a great way for small businesses to save money on important coverages. It combines property coverage and general liability into one affordable policy, but these coverages don’t include every danger that may face your business. What Does a BOP Cover? Get BOP Insurance A standard BOP covers: • General […]
March 10, 2020
AgencyReady To Upgrade Your General Liability Policy?
Moving into a bigger building? Opening a second location? Launching a new product or service? Hiring more staff? Landing more clients? If your business is expanding in any meaningful way, it’s time to consider upgrading your general liability insurance. General Liability Insurance Form All you need to do is contact your insurance agent and let […]
February 20, 2020
AgencyDo Self-Employed People Need Workers Compensation Insurance?
Workers compensation insurance refers to a form of coverage that provides employees who have been injured on the job with wage replacement and financial assistance for medical costs. In exchange for the medical benefits and wage replacement, the employee gives up their right to claim negligence and sue their employer. Here’s more about whether self-employed […]
January 20, 2020
AgencyWhat Is General Liability?
We hear the term general liability, we likely think it refers to general liability insurance. We know we need this coverage if we want to run a successful business. But what exactly is general liability? Liability is a term that refers to being responsible for something, particularly in legal matters. It has a second meaning […]
December 18, 2019
AgencyWhen Does Your Personal Vehicle Become A Commercial Auto?
In order to ensure adequate protection, you need to figure out whether your car is a personal vehicle, or a commercial vehicle. While the line may be hazy, there are a few key points that insurance companies will cite to classify a car as a commercial auto: You use your car to pick up work […]
November 19, 2019
AgencyIs BOP Insurance Good When You Travel To Your Customers?
Do you travel to customer locations, instead of having a shop where customers come to you? BOP insurance can give you most of the coverage you need. But you may still need to look at other types of insurance. What Are the Risks When You Travel To A Customer Location? When you travel to a […]